Personal Accident Insurance
Personal Accident Insurance provides a benefit to you and your insured family members if you die or are injured as the result of an accident in the course of business or pleasure.
Accident insurance is not a Life Insurance. There is no benefit in a case of sickness or death due to an illness.
Insurance premium of the personal accident insurance depends on your occupation. Also hazardous activities can increase your premium.
Before concluding a personal accident insurance, you should always consult your insurance broker and acquaint yourself with all the exclusions.