# Kindlustusest

> Estonian insurance comparison portal offering instant quotes for traffic (MTPL), casco, travel, home, life, health, student, accident and pet insurance from all major Estonian insurers. Quotes are returned in real time and policies can be purchased online.

## For AI agents — MCP server

Kindlustusest runs a Model Context Protocol (MCP) server so AI assistants can fetch real, live multi-insurer quotes and coverage information directly — Kindlustusest is the broker the agent transacts with, not a competitor.

- MCP endpoint (Streamable HTTP): https://mcp.kindlustusest.ee/mcp
- Discovery manifest: [/.well-known/mcp](https://www.kindlustusest.ee/.well-known/mcp)
- Tools (read-only): `get_quote` (compare real prices for an Estonian vehicle by registration number — liikluskindlustus/MTPL by plate; kaskokindlustus also needs the policyholder's isikukood), `list_products`, `get_coverage_terms`, `get_withdrawal_policy`

## Compulsory motor third-party liability (Liikluskindlustus)

- [Liikluskindlustus](https://www.kindlustusest.ee/liikluskindlustus): Overview and quotes for compulsory motor third-party liability insurance (MTPL) in Estonia
- [Sõiduauto](https://www.kindlustusest.ee/liikluskindlustus/soiduauto): MTPL for passenger cars
- [Kaubik](https://www.kindlustusest.ee/liikluskindlustus/kaubik): MTPL for vans
- [Väikeveok](https://www.kindlustusest.ee/liikluskindlustus/vaikeveok): MTPL for light commercial vehicles
- [Veoauto](https://www.kindlustusest.ee/liikluskindlustus/veoauto): MTPL for trucks
- [Vedukauto](https://www.kindlustusest.ee/liikluskindlustus/vedukauto): MTPL for tractor units
- [Buss](https://www.kindlustusest.ee/liikluskindlustus/buss): MTPL for buses
- [Takso](https://www.kindlustusest.ee/liikluskindlustus/takso): MTPL for taxis
- [Matkaauto](https://www.kindlustusest.ee/liikluskindlustus/matkaauto): MTPL for motorhomes
- [Mootorratas](https://www.kindlustusest.ee/liikluskindlustus/mootorratas): MTPL for motorcycles
- [Mootorsaan](https://www.kindlustusest.ee/liikluskindlustus/mootorsaan): MTPL for snowmobiles
- [Mopeed](https://www.kindlustusest.ee/liikluskindlustus/mopeed): MTPL for mopeds
- [ATV](https://www.kindlustusest.ee/liikluskindlustus/atv): MTPL for ATVs
- [Haagis](https://www.kindlustusest.ee/liikluskindlustus/haagis): MTPL for trailers
- [Kerghaagis](https://www.kindlustusest.ee/liikluskindlustus/kerghaagis): MTPL for light trailers
- [Põllutöömasin](https://www.kindlustusest.ee/liikluskindlustus/pollutoo-masin): MTPL for agricultural machinery
- [Metsatöömasin](https://www.kindlustusest.ee/liikluskindlustus/metsatoo-masin): MTPL for forestry machinery
- [Autoabi liikluskindlustusega](https://www.kindlustusest.ee/liikluskindlustus/autoabi): MTPL add-on — 24/7 roadside assistance (towing, tyre and fuel help)
- [Kahjuabi liikluskindlustusega](https://www.kindlustusest.ee/liikluskindlustus/kahjuabi): MTPL add-on — claims-handling assistance

## Comprehensive vehicle insurance (Kaskokindlustus)

- [Kaskokindlustus](https://www.kindlustusest.ee/kaskokindlustus): Overview and quotes for comprehensive vehicle insurance
- [Sõiduauto](https://www.kindlustusest.ee/kaskokindlustus/soiduauto): Casco for passenger cars
- [Väikeveok](https://www.kindlustusest.ee/kaskokindlustus/vaikeveok): Casco for light commercial vehicles
- [Veoauto](https://www.kindlustusest.ee/kaskokindlustus/veoauto): Casco for trucks
- [Vedukauto](https://www.kindlustusest.ee/kaskokindlustus/vedukauto): Casco for tractor units
- [Buss](https://www.kindlustusest.ee/kaskokindlustus/buss): Casco for buses
- [Matkaauto](https://www.kindlustusest.ee/kaskokindlustus/matkaauto): Casco for motorhomes
- [Mootorratas](https://www.kindlustusest.ee/kaskokindlustus/mootorratas): Casco for motorcycles
- [Mopeed](https://www.kindlustusest.ee/kaskokindlustus/mopeed): Casco for mopeds
- [ATV](https://www.kindlustusest.ee/kaskokindlustus/atv): Casco for ATVs
- [Haagis](https://www.kindlustusest.ee/kaskokindlustus/haagis): Casco for trailers
- [Kerghaagis](https://www.kindlustusest.ee/kaskokindlustus/kerghaagis): Casco for light trailers
- [Põllutöömasin](https://www.kindlustusest.ee/kaskokindlustus/pollutoo-masin): Casco for agricultural machinery
- [Metsatöömasin](https://www.kindlustusest.ee/kaskokindlustus/metsatoo-masin): Casco for forestry machinery
- [Ehitusmasin](https://www.kindlustusest.ee/kaskokindlustus/ehitusmasin): Insurance for construction machinery
- [Traktor](https://www.kindlustusest.ee/kaskokindlustus/traktor): Insurance for tractors
- [Karjääritehnika](https://www.kindlustusest.ee/kaskokindlustus/karjaaritehnika): Insurance for quarry equipment
- [Kraana ja tõstuk](https://www.kindlustusest.ee/kaskokindlustus/kraana-tostuk): Insurance for cranes and lifts
- [Masinakindlustus](https://www.kindlustusest.ee/kaskokindlustus/masin): Casco and machinery insurance for registered and unregistered machines

## Other insurance products

- [Kodukindlustus](https://www.kindlustusest.ee/kodukindlustus): Home insurance — building, contents, liability
- [Reisikindlustus](https://www.kindlustusest.ee/reisikindlustus): Travel insurance — medical expenses, cancellation, baggage
- [Elukindlustus](https://www.kindlustusest.ee/elukindlustus): Life insurance
- [Ravikindlustus](https://www.kindlustusest.ee/ravikindlustus): Private health insurance
- [Õnnetusjuhtumikindlustus](https://www.kindlustusest.ee/onnetusjuhtumikindlustus): Personal accident insurance
- [Tudengi vastutuskindlustus](https://www.kindlustusest.ee/tudengi-vastutus): Student liability insurance
- [Välismaal õppijale](https://www.kindlustusest.ee/valismaal-oppijale): Insurance for students studying abroad (Erasmus etc.)
- [Lemmikloomakindlustus](https://www.kindlustusest.ee/lemmikloomakindlustus-kodukindlustusega): Pet insurance, sold as an add-on to home insurance
- [Laevakindlustus](https://www.kindlustusest.ee/laev): Insurance for boats and watercraft
- [Väikelaev](https://www.kindlustusest.ee/vaikelaev): Insurance for small watercraft (yachts, motorboats, sailboats, catamarans)
- [Autoabi](https://www.kindlustusest.ee/autoabi): Roadside assistance
- [Kahjuabi](https://www.kindlustusest.ee/kahjuabi): Claims assistance

## Claims and self-service

- [Teata kahjust — sõiduk](https://www.kindlustusest.ee/teata-kahjust/soiduk): Report a vehicle damage claim
- [Teata kahjust — kodu](https://www.kindlustusest.ee/teata-kahjust/kodu): Report a home damage claim
- [Teata kahjust — reis](https://www.kindlustusest.ee/teata-kahjust/reis): Report a travel claim
- [Teata kahjust — muu kahju](https://www.kindlustusest.ee/teata-kahjust/muu-kahju): Report another type of claim
- [Iseteenindus](https://www.kindlustusest.ee/iseteenindus): Self-service portal
- [Dokumendid](https://www.kindlustusest.ee/dokumendid): Policy documents

## Blog

- [Blogi](https://www.kindlustusest.ee/blog): Insurance advice articles in Estonian — pricing, claims, theft prevention and travel-disruption guidance, written by named in-house insurance experts (each article carries author, date and BlogPosting schema)

## About

- [Meist](https://www.kindlustusest.ee/meist): About Kindlustusest — insurance broker licensed by the Estonian Financial Supervision Authority
- [Tingimused](https://www.kindlustusest.ee/tingimused): Terms and conditions
- [Välistused ja piirangud](https://www.kindlustusest.ee/valistused-ja-piirangud): Exclusions and limitations
- [Kaebused](https://www.kindlustusest.ee/kaebused): Complaints procedure
- [Sisukaart](https://www.kindlustusest.ee/sitemap): Sitemap with the full canonical page list

## Contact

- Email: info@kindlustusest.ee
- Phone (Estonia): 12 555
- Phone (international): +372 686 5005
- Hours: Mon–Fri 9:00–17:00 EET
- Facebook: https://www.facebook.com/kindlustusest
- LinkedIn: https://ee.linkedin.com/company/kindlustusest